FAQ
Education Your Questions, Answered
While anyone can call themselves a financial planner, a CFP® professional must meet rigorous education, experience, and ethical requirements, including a comprehensive certification exam. Unlike many advisors, they are held to a strict fiduciary standard, meaning they are legally and ethically obligated to put your interests above their own at all times.
Most people think all financial planners are "certified," but this isn't true -- nor are all certifications the same. Anyone may call him or herself a "financial planner," but only those who have fulfilled the certification and renewal requirements of the CFP Board can display the CFP® certification marks, which represent a high level of competency, ethics, and professionalism. The CFP Board's Standards of Professional Conduct require CFP® professionals to look out for your interests above their own when delivering financial planning advice. For more than 30 years, CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners.
CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first. That's why partnering with a CFP® professional gives consumers confidence today and a more secure tomorrow.
CFP® professionals are held to strict ethical standards. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.
Financial planning is a dynamic process. Your financial goals may evolve over the years due to shifts in your lifestyle or circumstances such as an inheritance, career change, marriage, house purchase or a growing family. As you begin to consider how best to manage your financial future, you should feel confident knowing that with a CFP® professional, you’re working with someone committed to providing the high standard of financial planning.
Is your current advisor a CFP® professional? Find out here
As a fiduciary to our advisory clients, One River Financial Group is legally obligated to act in your best interest, putting your needs ahead of our own. This commitment ensures that we provide unbiased advice and prioritize your financial well-being in all our client engagements.
We are happy to offer a complimentary one hour consultation with any prospective client. You can schedule by clicking on the "Get Started" button at the top right, or by calling our office directly at (503) 653-5055.
Our firm structures its fees simply and transparently, typically through a percentage of assets under management (AUM) Through Advisory fees. This is a complex and often misunderstood topic in financial services. Detailed fee structures are provided upfront during our initial consultations.
We typically work with clients who have $1 million in investable assets, or who are on track to reach that goal.
Our financial planning approach is comprehensive and client-focused. We start with an in-depth analysis of our clients' financial situations, goals, and risk tolerance. We then develop personalized plans that include strategies for savings, investments, retirement, taxes, and estate planning.
One River Financial Group offers comprehensive financial services, including investment management, retirement planning, estate planning, tax planning, insurance solutions, and financial advisory services tailored to both individuals and businesses.
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